High-liability placement
Single-asset and portfolio deals whose liability exceeds one company's retention, placed through co-insurance and reinsurance and issued as a coordinated policy.
- Co-insurance
- Reinsurance
- Lead underwriter
National commercial title & settlement
Title capacity for transactions that outgrow a single underwriter.
We represent the market. Innovative places high-liability commercial title across national underwriters, structures co-insurance and reinsurance where one policy limit isn't enough, and coordinates settlement nationwide, including attorney-closing states.
- Coverage
- Nationwide, multi-state
- Focus
- High-liability commercial
- Experience
- 30+ years each in national title
Who we work with
Built for the people who carry the risk on large deals
Regardless of size or complexity, our job is to get the right underwriting, the right capacity and the right closing team on your transaction early, before liability limits or local rules become a problem.
Developers & sponsors
Acquisitions, ground-up development, recapitalizations and portfolio sales across states.
Lenders & servicers
Balance-sheet, CMBS, construction and mezzanine lending, plus defaulted loans and workouts.
Law firms
Transactional counsel who need responsive underwriting and a title partner in attorney-closing states.
Title agencies & reps
Partners whose deal exceeds their underwriter's limit or appetite. We help place it and keep you in the deal.
Capabilities
Underwriting depth, placed where it's needed
We are a licensed title agent with relationships across the national underwriters. That lets us match each transaction to the underwriter, or combination of underwriters, best suited to its risk.
Multi-site & multi-state
One team managing commitments, curative work and closings across many properties and jurisdictions on a single timeline.
- Portfolio
- Centralized management
Commercial escrow & settlement
Settlement statements, funds management, recording and policy delivery, coordinated with every party at the table.
- Escrow
- Recording
- Post-closing
Endorsements & underwriting escalation
Direct access to senior underwriting for affirmative coverage, non-imputation, mezzanine and UCC requirements on complex structures.
- ALTA endorsements
- Mezzanine
- UCC
Energy & infrastructure
Solar, wind, storage and transmission projects built on leaseholds and easements across many parcels and counties.
- Leasehold
- Easements
- Project finance
Construction, distressed & workout
Construction loan coverage with date-downs and lien protection, plus foreclosure, deed-in-lieu and receivership transactions.
- Date-downs
- Deed-in-lieu
- Receivership
Attorney-closing states
We work alongside counsel, not around them
In states where an attorney must conduct or supervise the closing, we partner with the deal's counsel or with approved local attorneys. We handle the title side and underwriting placement. Counsel handles what state law reserves to them.
The result is the same national capacity and responsiveness, delivered in a way that fits each state's closing rules.
Innovative
Closing attorney
Title search, commitment and exceptions
Conducts or supervises the closing
Underwriter selection and capacity placement
Legal opinions and client representation
Endorsements and underwriting approvals
Attorney-required documents and certifications
Policy issuance
Disbursement where state rules require
How we work
From first call to issued policy
Call us at LOI. The earlier we see the deal, the earlier capacity, curative issues and closing logistics are settled.
1
Call a principal
Property, structure, parties, liability and timing. A summary is enough to start.
2
Risk review
We review the title picture and set an underwriting strategy, including whether co-insurance or reinsurance is needed.
3
Placement & commitment
Capacity is lined up, the commitment issues and curative work is driven to closing.
4
Close & issue
Settlement, recording and policy issuance, coordinated with counsel in attorney states.
Leadership
Led by people who ran national commercial title
Large transactions need more than a policy. They need someone who knows every underwriter's appetite and how to put capacity together.
Principal
Ken Manqueros
Ken brings more than 30 years of title insurance leadership, including about two decades at First American in national roles. He served as President of First American's National Agency division, held regional leadership in National Commercial Services, and was National Sales Manager for the lender group.
That career has centered on large, complex transactions and the underwriter relationships behind them. He has built and grown title and settlement platforms, structured multi-party real estate transactions, and partnered with lenders, developers and institutional investors. At Innovative, he leads underwriting strategy and capacity placement for high-liability commercial, development and energy transactions.
Principal
Anthony Knight
Anthony brings more than 30 years of title insurance leadership across sales, operations and business development for national and regional title organizations.
He has launched and scaled title operations, built high-performing teams, and developed long-standing relationships with lenders, developers, builders and institutional partners. At Innovative, he leads client relationships and national licensing, keeping enterprise and development clients covered wherever their transactions take them.
Contact
Talk to a principal
Every engagement starts with a conversation with one of our principals. Call or email either of us directly.
- Transactions of any size, with a focus on high liability
- Partner agencies and commercial reps welcome
- All discussions are kept confidential